Track
A dependable record of money in and out
Organise accounts and categories, record income and expenses, and move tracked value between your own accounts with transfers.
AccountsCategoriesTransactions
Personal finance, made clearer
Know where your money goes.
Bring expenses, monthly budgets and manually tracked savings goals into one clear workspace built around the records you control.
New accounts require administrator approval and a plan assignment before financial tools become available.
Illustrative example
September overview
Monthly spending
₹1,284
MTWTFSS
Budget used
64%
Goal progress
Emergency fund
₹25,000 of ₹1,00,000
Example values are fictional and are not connected to a customer account.
Expense tracking
Monthly budgets
Clear reports
Savings goals
A clearer system
Useful structure for everyday money
Record what happened, plan what comes next and understand the information without pretending PennyBuddy is your bank.
Plan
Make room for what matters
Set monthly budgets, organise recurring records and follow savings goal progress using manual contributions.
Understand
Reports that stay readable
Filter financial activity and export accessible records to CSV when you need a closer look.
Organise
Keep supporting details close
Attach private receipts, preview supported CSV imports and recover eligible records from Trash. Availability and limits depend on the assigned plan.
- Private receipts
- Import preview
- Trash & restore
September budget
₹25,000 planned
Home
58%
Food
71%
Travel
34%
Illustrative example
Spending visibility
See the month take shape
Budgets use your recorded expenses to show progress across the month. Reports bring the underlying activity together so totals have context.
Learn from the Help Center →Goal progress
A visible next step
Manual contributions show saved and remaining amounts without moving bank funds.
Organisation
Records with context
Receipts can sit alongside ordinary transactions, while recurring rules keep expected activity organised.
Goals and routines
Keep future plans connected to today
Savings goals track progress you declare manually. Recurring entries can create reminders or PennyBuddy records, but they do not execute payments.
How it works
A considered start, then simple tracking
- 01
Choose a plan
Compare published options, select a plan and register your details.
- 02
Access is reviewed
An administrator reviews the request and confirms the final plan.
- 03
Start organising
After approval, add your accounts and record everyday money activity.
Plans
Compare access without the sales theatre
Published plans explain available features and quotas. Access is currently assigned by an administrator.
Common questions
Straight answers before you begin
How does account approval work?
After registration, an administrator reviews the workspace and assigns a plan. Financial features remain restricted until both steps are complete.
Do my bank accounts sync automatically?
No. PennyBuddy currently uses the account and transaction information you enter or import.
What do recurring records do?
They can create reminders or PennyBuddy transaction records. They do not execute payments.
Do savings goals move money?
No. Contributions manually track progress and do not reserve or transfer bank funds.
How do plan limits work?
The assigned plan controls feature access and quotas. The Plan & usage area shows the current workspace allowance.
Where can I find help?
Open the Help Center for product guides or email info@mypennybuddy.com for support.
Bring clarity to the everyday
A calmer place for the money records that matter.
Choose a plan, create your account, then wait for administrator approval.
Create your account